D is for DEBT. Everyone with a degree (and some without) has some sort of debt whether it is a loan, line of credit, credit card, etc. I was lucky enough to escape with a minimal amount of student loans when I graduated, but there is no doubt that that small amount came at a greater cost. I worked full time and went to school full time. My relationship was part time and that is something that I need to live with and regret for some time to come.
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